Bahasa Jepangnya “informasi tersembunyi”

kotak bersarang; informasi tersembunyi; struktur bersarang; mengangkat anak setelah anak sendiri meninggal

nest (of boxes); concealed information; nested structure; adopting a child after one's own has died

seleksi merugikan; pemanfaatan informasi tersembunyi

adverse selection; taking advantage of undisclosed information, esp. in insurance